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Fatto lives in a rural area, far from the city Kishlake. He has 10 years of experience working with livestock. His father bred livestock and Fatto helped him throughout his childhood. Now the business is his income, it is how he earns a living. Now grown, he followed in his father's footsteps starting his own business with 5 head of ram. Starting out was difficult, especially during the winter. But his years of experience proved useful and he began finding ways to overcome obstacles and improve. Today, he owns more than 50 rams, and recently he bought a cow. His wife and 5 children take part as well. Due to the current season, he cannot sell his rams since prices for them have fallen. Fatto needs additional funds for feed and to buy new livestock. With this goal, he turned to Arvand for a loan which he plans to use for these purposes. He is grateful to Arvand for the support and big role it plays in his life.
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Фатто живет в сельской местности, в далёком от города кишлаке. Он имеет большой десятилетний опыт в сфере животноводство. Еще его отец занимался разведением скота и Фатто с детство помогал отцу. Теперь это его доход и заработок на жизнь. Он вырос пошёл по стопам отца. Начал свое дело с пяти голов барана. Поначалу ему было нелегко, особенно в зимнее время. Но годами опыт доказывал своё и Фатто стал находить пути решения препятствий и способы для лучшего продвижения своего дела. Теперь на сегодня он имеет более 50 голов барана и недавно купил корову. Его жена и пятеро детей также вовлечены в это дело. В связи с сезонностью он не может продать своих баранов сейчас, так как цены на них упали. Фатто нуждается в дополнительных средствах для дальнейшего корма скота и приобретения нового скота.
С этой целью он обратился в МДО «Арванд» за кредитом. На полученный кредит планирует купить корм для скота. Выражает благодарность Арванд за содействие и огромную роль в его жизни.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 235
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Fatto to purchase livestock feed.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 17, 2013
Apr 11, 2013
Currency Exchange Loss:
Apr 16, 2014