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Juraboy lives in a village not far from a city. He's single and lives with his parents. In 2010, he finished high school but because of financial limitations, he did not continue into higher education even though he finished school strongly. Juraboy's parents are experiencing financial hardship because of their large family. His parents need to get everyone on their feet. Juraboy has been working in trade, selling men's clothing, for a year. He buys his clothing in another city at low prices. In the beginning, things were difficult because he didn't have any previous, relevant experience. He hopes to overcome all obstacles and become self-reliant. Juraboy has goals, just like everyone does. He wants to save money and study at university. He wants to be able to work in a specialized field. However, helping his family comes first.

Relatives recommended he take out a loan from Arvand. With these funds, he wants to buy an assortment of men's clothing to increase turnover. He is very grateful to Arvand for the support and understanding.
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Чурабой проживает в селе, неподалеку от города. Он не женат, проживает в одном доме с родителями. В 2010 году закончил школу. В связи с нехваткой финансов он никуда не поступил, хотя окончил школу хорошо. Родители Чурабоя испытывают трудности в финансовом плане, так как семья большая. Всех нужно поднять на ноги. Уже год как он занимается купле-продажей мужской одежды. Одежду он закупает в другом городе по оптовой цене. По началу Чурабой испытывал трудности , так как не было опыта работы в бизнесе. Он надеется что пройдет все трудности и самостоятельно встанет на ноги. Как у всех людей у Чуравбоя есть свои цели. Он хочет накопить денег и поступить в Вуз. В будущем мечтает работать по специальности. Но по мимо своих целей Чурабой должен помогать свой семье.
По совету родственников он обратился в МДО « Арванд» за кредитом. На полученный кредит он хочет купить ассортимент мужской одежды и увеличить свой товарооборот. Он очень благодарен организации Арванд за финансовую поддержку и понимание.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 212
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Juraboy to buy an assortment of men's clothing.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 12, 2013
Apr 15, 2013
Currency Exchange Loss:
Feb 17, 2014