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Ruth Catalina
Ruth makes a living selling cosmetics via catalog. She sells her products by visiting homes and public and private offices in the city of La Paz. She also has a store where she displays the products. The loan is her first with this institution, and Ruth plans to use it to purchase cosmetics wholesale and on special and in this way provide a wider variety of products to her customers and increase her profits. Her reason for requesting the loan is to continue improving her business. Ruth is going to use the proceeds to keep buying more beauty products. She is a very hardworking person and feels happy about the opportunity provided by the loan.
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La Sra. Ruth se dedica a la venta de cosméticos por catalogo, ella vende sus productos de manera ambulante, visitando domicilios y oficinas públicas y privadas de la ciudad de La Paz, donde ofrece sus productos, también tiene una tienda donde expone estos productos, este préstamo es su primera secuencia dentro de la institución, La Sra. Ruth va a utilizar este préstamo para la compra de cosmético por mayor y que se encuentran en promoción y de esta manera brindar variedad de productos a su clientela e incrementar sus ganancias, su razón para solicitar este préstamo es seguir mejorando en su negocio, La Sra. Ruth va a utilizar los beneficios para seguir comprando variedad de productos de belleza, La Sra. Ruth es una persona muy trabajadora se siente feliz por la oportunidad brindada e la otorgación del crédito.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 127
    View loans »
    Bolivia Loans Fundraising
  • $36,246,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Ruth Catalina to purchase cosmetics wholesale.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Mar 19, 2013
Apr 10, 2013
Currency Exchange Loss:
May 17, 2015