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Maria Fernanda
Her name is Fernanda. She wants Kiva to give her this big help because at this time she has no financial stability. It has become a little difficult to pay for college since she has to help her mother with the household responsibilities. Her mother doesn't have a job because she is elderly and it is very difficult to find her one, especially since she doesn't have much experience. For these reasons the payment has been a little difficult but when she found out about this agreement she was very happy. This is an opportunity that is seldom seen. In addition her eagerness to get ahead has given her more strength to not ignore her studies and keep fighting for her dreams. Sometimes you feel defeated by things that happen but God helps everyday to have more strength and get up eager to keep fighting for her goals. She also has the encouragement that her mother gives her. It's because of her that she is studying to get her ahead so she can make her proud and have a calm life. You have to have a humble and simple life. That is how we will be great human beings professionally, at work, and spiritually. Never stop fighting and showing the world that you want to get ahead.
View original language description ↓
Ella es Fernanda quiere que kiva le brinde esta gran ayuda por que en estos momentos no cuenta con una estabilidad económica y se le ha hecho un poco difícil pagar la universidad ya que tiene que colaborarle a su mama con otras obligaciones del hogar y ella se encuentra sin trabajo ya que es una persona de la tercera edad y es muy difícil que la ubiquen y menos sin tanta experiencia por esas razones se le ha complicado un poco el pago al enteresarse de este convenio se puso muy feliz ya que es una oportunidad que muy poco se ve además sus ganas de salir adelante le han hecho tener mas fuerzas para no dejar a un lado su estudio y seguir luchando por sus sueños a veces uno se siente derrumbado por cosas que pasan pero Dios ayuda cada día a tener mas fuerzas y a levantarse con animo para seguir luchando por esas metas y también las ganas y el animo que me da su mama, por ella también se encuentra estudiando para sacarla adelante y que se pueda sentir orgullosa de ella para tener una vida con tranquilidad hay que ser sencillos y humildes así seremos unos grandes seres humanos profesionalmente laboralmente y espiritualmente nunca dejes de luchar y de demostrarle al mundo que quieres salir adelante

Additional Information

More information about this loan

This loan will help a CampoAlto student pay a semester's tuition. With seven branches throughout Bogota, Colombia, CampoAlto tailors educational programs for socially marginalized students. Each of these courses lasts three semesters on average and includes specialized training and internship placement to help students secure jobs after graduation.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About CampoAlto

CampoAlto is a for-profit education institute that offers a variety of classes to students from socially or economically marginalized groups, including women, ethnic minorities, displaced populations, disabled individuals, and those living below the poverty line. Kiva funding is being used to pay tuition for students who couldn’t otherwise afford to attend classes.

Because CampoAlto’s core business is not purely microfinance, there is some level of additional risk for lenders. For this reason, Kiva has not assigned the institute a risk rating.

About Colombia

  • $11,100
    Average annual income
  • 335
    View loans »
    Colombia Loans Fundraising
  • $18,296,125
    Funds lent in using Kiva
  • 1,817.4
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Maria Fernanda to finish her academic Graphic Design and Advertising program.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Mar 10, 2013
Apr 10, 2013
Currency Exchange Loss:
Dec 31, 2013