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Varsik has been involved in agriculture for eight years. She is a young mother of two children and lives with her husband and mother-in-law.

Varsik owns agricultural land where she grows peaches, apricots, plums and nut trees with great love and pleasure. Together with her husband, she works hard to gather a good harvest and sell it in the local market. The agricultural business is the only source of income for Varsik and her family so she would like to expand it.

She has applied for this loan to purchase potato seeds and cover cultivation costs. The loan is important for Varsik to start the cultivation of the tomatoes and gather more harvest and cover cultivation costs.

Varsik hopes that the loan will ease her daily problems and she will be able to support her children adequately.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 174
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Varsik to pay for potato seeds and cover cultivation costs.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 28, 2013
Apr 11, 2013
Currency Exchange Loss:
Apr 18, 2015