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Alvard is in the business of selling women's clothing and underwear from a rented shop in one of the city’s markets. She works hard to satisfy customer demand, and is requesting this loan to buy more supplies for her shop. She is sure that this loan will increase her sales and keep her business competitive. Alvard lives with her son and does everything she can to ensure a better life for him.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 167
    View loans »
    Armenia Loans Fundraising
  • $17,075,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Alvard to pay for supplies for her shop.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 25, 2013
Apr 11, 2013
Currency Exchange Loss:
Apr 17, 2016