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Raila is a 45-year-old responsible housewife. She lives in Rawalpindi, Pakistan with her family, which consists of her husband and two daughters. Her husband is a laborer, but he has been unemployed for many days and they are facing a lot of problems in life.

Raila has been running a small general store since 2010; this is the only source of income for her family. She has requested a loan from Kiva’s partner BRAC Pakistan to expand her business. To fulfill customer demands and increase her savings, Raila wants to buy a variety of goods like milk, sugar, bread, rice, soap, creams, etc. and introduce some new items for her general store.

She would reinvest the profit in her general store, and use a part of it to pay her household expenses. This loan could solve many problems in her life, and she is very thankful to Kiva and BRAC Pakistan for supporting her in this difficult time.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 345
    View loans »
    Pakistan Loans Fundraising
  • $16,486,475
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Raila to purchase inventory like milk, sugar, bread, rice, soap, etc. for her general store.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Apr 5, 2013
Apr 11, 2013
Currency Exchange Loss:
Feb 17, 2014