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Thy's Group
In this Group: Thy, Sovan, Phal
Age 47 and a mother of five children, Thy is a local villager from the Sa Ang district of Kandal province. For her family, arum planting and rice cropping are the main source of family income which has provided her about 6,500 KHR per day. She has been engaged in the current business for 28 years and is able to save about 2,000 KHR per day from her income after offsetting the expenses.

Including this loan, she is a second-cycle client with VisionFund (Kiva’s partner). With her first loan she is able to better support her living in a gradual manner and managed to buy a decent motorbike for her family. In need of working capital to buy good arum seedlings and rice seed, she formed a group of three to apply for a new loan. She hopes that this loan will help her to grow both of her cash crops on time and get back more yield. (Arum has an edible root, a source of starch.)

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 3,984.9
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Thy's Group's $775 loan helped a member to buy a good arum seed and rice seed.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 14, 2013
Apr 11, 2013
Currency Exchange Loss:
Feb 19, 2014