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Nafraq is a 49-year-old independent woman. Her husband is a government employee, and five of her children are currently studying in schools. They are facing many problems in life due to financial constraints.

Nafraq has been successfully running a tuition center in her home for seven years. She has requested a loan from Kiva’s partner BRAC Pakistan to purchase chairs and some required furniture for her tuition center. She wants to increase the seating capacity so she can teach more children in one room and her monthly income could be increased. She would use the profit amount to expand the center by the construction of one more room. She is very hopeful that the loan will be a productive one for her.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 269
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Nafraq to purchase furniture for her academy.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Apr 5, 2013
Apr 11, 2013
Currency Exchange Loss:
Feb 17, 2014