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Rat's Group
In this Group: Rat, Sokha
Rat is 48 years old and lives in the EK Phnom district of Battambang province. She is a mother of six children. To feed the entire household, she raises chickens as her main source of income while her husband works at construction site. Rat is not a first time borrower with VisionFund, Kiva’s partner. She has managed her past loan in a smart way, being able to support a decent lifestyle for her family, and her business is in good shape. This group consists of two females, with Rat being the group leader. The total amount of her requested loan is 1,800,000 KHR, with 1,400,000 KHR being her portion. Rat will use her loan portion to buy more chickens to raise. She hopes to earn more income for her family so she can improve their living standards even further.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 114
    View loans »
    Cambodia Loans Fundraising
  • $41,440,225
    Funds lent in using Kiva
  • 3,984.9
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Rat's Group's $475 loan helped a member to buy more chickens to raise.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 14, 2013
Apr 11, 2013
Currency Exchange Loss:
Apr 16, 2014