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Ai is 61 years old. She is widowed and resides with five children in Kampong Chhnang Province, Cambodia. She has been involved in cultivating rice and selling groceries for more than 10 years, earning approximately $7 daily. Three of her children are employed in the garment factory. They earn about $15 each day. In order to improve her livelihood, Ai is requesting a loan of $1,000 to purchase groceries for resale. This money will help her increase her stock and earn more income for the family. In the future, she would like to expand her business and help her children earn a higher education.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ai to purchase groceries to sell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 12, 2013
May 1, 2013
Currency Exchange Loss:
Oct 18, 2014