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Carlos Osmin

Update on Carlos Osmin

Carlos is requesting a new loan due to the necessity of investing more capital in agriculture. This will allow him to buy fertilizer, herbicides, pest-control substances and insecticides to carry out the cultivation. The previous loan allowed him to increase his harvest and with it to have more income to help his family to have a better quality of life. The economic conditions improved in large measure and the family circumstances have remained the same.
View original language description ↓
Carlos, solicita un nuevo préstamo por la necesidad de invertir más capital en la agricultura. Este le permitirá comprar abono, herbicidas, plaguicidas, insecticidas para llevar acabo el cultivo.
El crédito anterior le permitió incrementar su cosecha y con ello tener más ingresos para ayudar a su familia a tener una mejor calidad de vida. Las condiciones económicas han mejorado en gran medida y las circunstancias familiares se mantienen igual.

Previous Loan Details

Carlos works in agriculture. He’s 48-years-old and lives with his 40-year-old wife. He has two teen-age children who are attending high-school. He works growing corn and selling bread in the morning. He learned the business with his family. He also grows corn on two manzanas [Central America... More from Carlos Osmin's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 577
    View loans »
    El Salvador Loans Fundraising
  • $31,742,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $200 helped Carlos Osmin to buy fertilizer, herbicides, pest-control substances and insecticides to carry out the cultivation.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Mar 15, 2013
Apr 10, 2013
Currency Exchange Loss:
Jan 18, 2014
This photo was used before for a previous loan for Carlos Osmin. It was first posted on Kiva on Dec, 2012. Learn More