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Carrizal Ii Group
In this Group: Ingrid Rosaura , Monica Antonia , Patricia Catalina , Merisanda Elizabet , Elda Judith
Ingrid Rosaura is a 35-year-old married woman with two children, one of whom is studying. Ingrid did 3 years of high school. She buys fruits and snacks for selling. She started the business following her mother's teachings and has 7 years experience. Her husband works as a driver.
She has organized a communal bank to ask for a loan which will help her to buy fruits and snacks to sell. The other members of the communal bank have an everyday products store, sell cosmetics and sell fruits.
In the future, Ingrid wants to increase her resources in order to improve sales and income.
View original language description ↓
La señora Ingrid Rosaura de estado civil casada, tiene 35 años de edad, curso 3 años de educacion secundaria, tiene 2 hijos y uno de ellos está estudiando, se dedica a comprar frutas y refacciones para vender, inició este negocio por la enseñanza de su madre y hasta la fecha lleva 7 años de experiencia. Cuenta también con el apoyo de su esposo quien se dedica al trabajo de chofer.

Organiza un grupo para solicitar un préstamo que le va servir para la compra de frutas y refacciones para la venta; en el futuro quiere tener mas capital y poder vender más para obtener mejores ganancias. Las demás integrantes del grupo se dedican a tienda de artículos de consumo diario, vender cosméticos y a vender frutas.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 39
    View loans »
    Guatemala Loans Fundraising
  • $12,391,125
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Carrizal Ii Group's $2,125 loan helped a member to purchase fruit for selling.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 2, 2013
Apr 10, 2013
Currency Exchange Loss:
Apr 17, 2014