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Mirian Esthela
Mirian is twenty-two years old and is single with no children. She lives with her parents in the city of Guaranda, in the province of Bolívar. She is a member of the communal bank ALLY ÑAN, which is made up of ten members from the same community. The community is twenty minutes away from the bank office.

Mirian makes a living in the livestock trade. She is also dedicated to agriculture, growing corn, wheat, and beans. Additionally, she raises pigs and chickens.

She is requesting a loan in order to buy livestock, seeds, and urea. With the help of this loan, she will be able to buy an animal and what she is still missing for her crops.

Her dream is to have her own house. The challenge she faces is competition. In her free time, she likes to play sports.
View original language description ↓
Mirian tiene 22 años de edad es soltera no tiene hijos, vive con los padres en la ciudad de Guaranda Provincia de Bolívar.
Es Integrante de la VRC ALLY ÑAN está conformada por 10 socios que son de la misma comunidad, está ubicada a 20 minutos de la oficina.

Mirian se dedica al comercio de ganado, se dedica a la agricultura a la siembras de maíz, trigo y fréjol, además se dedica a la crianza de cerdos, pollos.

Solicita el crédito para comprar ganado, semillas, urea. Con la ayuda del crédito podrá comprar el animal y lo que le hace falta para las siembras.

El sueño es tener una casa propia. Los desafíos a los que se enfrenta es la competencia. En el tiempo libre le gusta practicar el deporte.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 71
    View loans »
    Ecuador Loans Fundraising
  • $25,592,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Mirian Esthela to buy livestock, seeds, and urea.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Mar 15, 2013
Apr 15, 2013
Currency Exchange Loss:
Apr 30, 2014