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Jennifer Morayma
JENNIFER is 29 years old, single, and has two children. She lives with her mother and the children in the city of Guaranda, province of Bolívar.

She is a member of the ALLY ÑAN communal bank, which is made up of 10 members who are from the same community. It is located 20 minutes from the office.

JENNIFER does housework in some houses. She works as a farmer and grows corn, beans, wheat, etc. She also raises chickens.

She is asking for the loan to buy medicine, calcium and vitamins. With the help from the loan, she will be able to buy medicine for health. She will make the purchases in Guaranda.

Her dream is to open a business to help her family. The challenges she faces are becoming a good mother for her children. In her free time she likes to help her mother.
View original language description ↓
JENNIFER tiene 29 años de edad es soltera tiene dos hijos, vive con la mamá y los hijos en la ciudad de Gauaranda Provincia de Bolívar.

Es Integrante de la VRC ALLY ÑAN esta conformada por 10 socios que son de la misma comunidad, esta hubicada a 20 minutos de la oficina.

JENNIFER realiza quehaceres domésticos en algunos casas. Se dedica a la agricultura a la siembras de maíz, habas, trigo, etc, además se dedica a la crianza de pollos.

Solicita el crédito para comprar medicina, calcio y vitaminas. Con la ayuda del crédito podrá comprar las medicinas para la salud. Las compras las realizará en Guaranda.

El sueño es poner un negocio para ayudar a la familia. Los desafíos a los que se enfrenta es llegar a ser una buena madre para los hijos. En elt iempo lire le gusta ayudar a la madre.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 75
    View loans »
    Ecuador Loans Fundraising
  • $26,542,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Jennifer Morayma to buy medicine, calcium and vitamins. With the help of the loan, she'll be able to buy medicine for health.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Mar 15, 2013
Apr 15, 2013
Currency Exchange Loss:
Apr 17, 2014