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Pumamarca Group
In this Group: Ana Maria, Alicia, Aquilina*, Juliana, Bibiana, Emiliana, Vicentina, Fredy, Benigna, Lino
* not pictured

Update on Pumamarca Group

These members belong to the Communal Bank “Pumamarca,” which is located in the District of San Jeronimo in Cusco Province, Department of Cusco.

Sra. Ana Maria is one of the members. She is 35 years old, married and has 2 children. She has her own business selling food. She sells chicken and rice, soups and noodle dishes from 8:00 am to 6:00 pm. She has been working as a street food vendor for 7 years; the job suits her. Her dream is to have her own restaurant. Ana Maria is seeking this loan in order to buy products for cooking, such as chicken, meat, vegetables and rice. The other members engage in businesses that involve selling livestock, guinea pigs, groceries, and clothing.

Ana Maria is grateful to those who have helped to fulfill her dream, so she promises to make her payments according to the established terms.
View original language description ↓
Los socios pertenecen al banco comunal “PUMAMARCA”; Este banco se ubicada en el distrito de San Jeronimo, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Ana Maria ella es casada y tiene 35 años y tiene 2 hijos; La socia trabaja en su negocio de venta de comida, la socia vende arroz con pollo, sopas y segundos de fideos en forma ambulatoria desde las 8:00 a.m hasta las 6:00 p.m, la socia ya tiene 7 años en este negocio y le va muy bien, el sueño de la socia es tener un restaurant. La socia solicita el crédito para comprar productos para cocinar como pollo, carne, verduras y arroz.
Los otros socios se dedican al negocio de venta de crianza de animales, negocio de venta de cuyes, negocio de tienda de abarrotes y negocio de venta de ropa.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Previous Loan Details

These members belong to the Communal Bank “Pumamarca” which is located in the District of San Jeronimo in Cusco Province, Department of Cusco. Sra. Vicentina is one of the members. She is 27 years old, in a common-law relationship, and has four children. Vicentina divides her time between h... More from Pumamarca Group's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 84
    View loans »
    Peru Loans Fundraising
  • $61,829,600
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Pumamarca Group's $2,700 loan helped a member to buy products for cooking, such as chicken, meat, vegetables and rice.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 9, 2013
May 1, 2013
Currency Exchange Loss:
Oct 17, 2013
This photo was used before for a previous loan for Pumamarca Group. It was first posted on Kiva on Oct, 2012. Learn More