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Las Abejitas Group
In this Group: Juana, Ana Gabriela, Maria Esteer, Angela, Medarda, Ana Zuleimy, Ingrid, Sissi, Alvina, Elio Alvaro, Carola Esthefany
The Communal Bank, "Las Abejitas" is made up of eleven member-ten women and one man. The president of the bank is Maria who is shown kneeling in the middle wearing a black top, holding her young daughter.

She is 23 years old and has a three year old daughter. She makes a living selling clothing in various markets in the city of Santa Cruz. This loan is her first with this institution. Maria will use this loan to buy seasonal clothing at wholesale prices for her business. She wants to buy sweaters as the cold weather begins and is requesting this loan because she does not have enough capital to do so.

Maria faces challenges within her business, including the fact that she must transport her merchandise in order to sell throughout the various markets. She will use the earnings to continue improving her business. She hopes to have her business better stocked with merchandise in order to offer a variety of products to her customers. Maria is happy and thankful for the institution for the support brought forth to her and to all of her group members. They all work hard in order to help their families get ahead.
View original language description ↓
El banco de emprendimiento LAS ABEJITAS está compuesto por once integrantes, diez mujeres y un varón, la presidenta del banco es la Maria en la foto es la que esta rodillas en el centro blusa negra la que está con su hijita, ella tiene 23 años tiene una hijita de 3 años, se dedica a la venta de ropa en las distintas ferias de la ciudad de Santa Cruz, este préstamo es su primera secuencia dentro de la institución, la Sra. Maria va a usar este préstamo para la compra de ropa de temporada por mayor para su negocio ella quiere comprar chompas ya que ya está empezando el frio, su razón para solicitar este préstamo es falta de capital, la Sra. Maria enfrenta retos en su negocio que son que tiene que transportarse mucho con su mercadería para poder vender en las distintas ferias, va a utilizar los beneficios en seguir mejorando su puesto de venta, su deseo para su negocio tener mercadería surtida para ofrecer variedad de productos a su clientes, la Sra. Maria se siente feliz y agradecida con la institución por el apoyo brindado a ella y a todas sus compañeras de grupo ya que son personas que trabajan duro para sacar adelante a sus familias.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 124
    View loans »
    Bolivia Loans Fundraising
  • $36,721,100
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Abejitas Group's $4,200 loan helped a member to buy seasonal clothing.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 25, 2013
Apr 9, 2013
Currency Exchange Loss:
Oct 17, 2013