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Angel Carlos
Angel is 35 years old and is married. He lives with his wife and children in the city of Guaranda, in the province of Bolívar. He is a member of the VRC ALLY ÑAN group that is made up of 10 partners that all hail from the same community, which is located 20 minutes away from the office.

Angel works in agriculture, planting corn, peas, beans, as well as raising chickens and pigs. He is requesting this loan to buy urea, fertilizers, insecticides, and herbicides. With the help of this loan he will be able to buy the necessary materials for agriculture. He will make his purchases in Guaranda. His dream is to buy more animals. The challenges he faces are the plagues that come with planting. In his free time, he like to spend time with his children.
View original language description ↓
ANGEL tiene 35 años de edad es casado, vive con la esposa y los hijos en la ciudad de Gauaranda provincia de Bolívar.

Es Integrante de la VRC ALLY ÑAN esta conformada por 10 socios que son de la misma comunidad, esta ubicada a 20 minutos de la oficina.

ANGEL se dedica a la agricultura a la siembra de maíz, habas alverja, además se dedica a la crianza de pollos y cerdos.

Solicita el crédito para comprar urea, fertilizantes, insecticidas, herbicidas. Con la ayuda del crédito podra comprar lo necesario para la agricultura.

Las compras las realizará en la ciudad de Guaranda. El sueño es comprar más animales. Los desafíos a los que se enfrenta son las plagas en las siembras. En el tiempo libre le gusta pasar con los hijos.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 38
    View loans »
    Ecuador Loans Fundraising
  • $26,541,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Angel Carlos to buy urea, fertilizers, insecticides, and herbicides.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Mar 15, 2013
Apr 9, 2013
Currency Exchange Loss:
Apr 17, 2014