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La Nueva Guardia Group
In this Group: Natalia, Luisa, Marisela, Miguel Angel, Juana, Mary Ruth, Rosmery, Neidy
The LA NUEVA GUARDIA communal bank is made up of eight members, seven ladies and one gentleman. Natalia is the bank’s president. She is 36 years old and has two children, ages 9 and 17. She sells food but does not have a fixed stall, instead she delivers her lunches to different parts of the market where she sells. Natalia is a hardworking lady who has acquired a stable life little by little and has also become popular because she is well known to her customers and provides them with very friendly service. She will use the money from this loan to buy ingredients, such as groceries and cooking oil in quantity to make her food. She believes that she will be able to grow her business through her efforts and continue to be the parent for the well-being of her family and herself. Natalia’s desire is to have a fixed food stall because this will help grow her business. She is happy and grateful to the institution for the support given her and her fellow group members because they work hard to get ahead.
View original language description ↓
El banco de emprendimiento LA NUEVA GUARDIA está compuesto por ocho integrantes, siete mujeres y un varón, la presidenta del banco es la Sra. Natalia tiene 36 años y dos hijos de las edades de, 9 y 17 años, ella se dedica a la venta de comida, ella no tiene un puesto fijo, ya que entrega sus almuerzos a distintos puestos del mercado donde ella vende, la Sra. Natalia es una persona muy trabajadora que con dedicación poco a poco va adquiriendo estabilidad y solvencia y también popularidad por que es muy conocida por sus clientes ya que la Sra. Natalia les atiende muy amablemente, con el dinero del crédito comprara insumos para la elaboración de sus comidas como abarrotes y aceite por mayor, la cliente cuenta que con mucho esfuerzo se puede crecer más y así seguir haciéndose de patrimonio para el bienestar de su familia y también personal, el deseo de la Sra. Natalia es poder tener un puesto fijo ya que esto le haría crecer más en su negocio y por ende mejorar sus ingresos económicos, se siente feliz y agradecida con la institución por el apoyo brindado a ella y a sus compañeras de grupo ya que son personas que trabajan mucho para salir adelante.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 123
    View loans »
    Bolivia Loans Fundraising
  • $36,246,475
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of La Nueva Guardia Group's $4,125 loan helped a member to buy ingredients.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Mar 21, 2013
Apr 9, 2013
Currency Exchange Loss:
Jan 17, 2014