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Roxana Verónica
Roxana is a micro businesswoman who has a stall where she sells fast food and makes tortillas. She makes the tortillas from corn. They are a staple food in Nicaragua.

Roxana is a hard-working woman who has well-defined goals. She started out making tortillas then discovered that she could also sell fast food for breakfasts and lunches. Diversifying her business in this manner has significantly improved the image of her sales location.

Roxana starts serving her customers at 7 o'clock in the morning and works until 4 o'clock in the afternoon. Right now, she needs working capital in order to buy corn by the 100lb sack. This enables her to reduce her production costs.

Roxana has three children, two of whom are school age. She lives with her common-law husband.
View original language description ↓
Doña Roxana es una microempresaria que tiene un tramo de venta de comida corriente y produce tortillas, este ultimo alimento elaborado con maíz y constituye un alimento de primera necesidad en la comida de los nicaragüenses.

Es una persona esforzada con sus metas bien definidas, ella empezó produciendo tortillas, luego descubre que a la vez podía vender comida corriente para el desayuno y el almuerzo, diversificando así su negocio ha mejorado significativamente la imagen de su punto de venta.

En su negocio empieza atender a sus clientes desde la siete de la mañana hasta las cuatro de la tarde.

En estos momentos necesita capital de trabajo para comprar maíz por quintales, ya que de esta forma los costos de producción se reducen.

Tiene tres hijos, dos de ellos en edad escolar, su estado civil es acompañada

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 50
    View loans »
    Nicaragua Loans Fundraising
  • $26,297,675
    Funds lent in using Kiva
  • 24.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Roxana Verónica to buy 100lb sacks of corn, and firewood.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Mar 15, 2013
Apr 9, 2013
Currency Exchange Loss:
Dec 21, 2013