Carlos is from a tourist area in the city of San Rafael del Sur. Most of the locals there are engaged in small-scale fishing. Carlos learned to fish when he was very young and, since then, it has been a source of work for him.
Carlos and his wife both work hard. In addition to the fish selling, they also have a grocery store business where they sell basic grains, vegetables, drinks, meat, etc. Their business has improved, as has the demand for their goods. They need a loan to meet their customers' demands.
Carlos sells his fish door to door. He also sells from his sales location.
Carlos is an honest, entrepreneurial person who is capable of making the most of opportunities that present themselves in his commercial activities.
Carlos is married and has four school-aged children.
Don Carlos es originario de una zona turística de la ciudad de san Rafael del sur, donde la mayor parte de sus habitantes se dedican a la pesca artesanal, desde muy joven aprendió a pescar y desde entonces ha sido su fuente de trabajo.
Gracias a su esfuerzo en colaboración con su esposa tienen otro negocio de pulpería, en donde venden granos básicos, verduras, bebidas, carne, entre otras cosas.
Su negocio ha mejorado, al igual que su demanda por lo que necesita de un financiamiento para atender la demanda de sus clientes.
Su forma de venta es ambulante de casa en casa, además de vender en su punto de venta.
Es una persona honesta y emprendedora y capaz de aprovechar la oportunidad que se le brinde en su actividad comercial.
Su estado civil es casado, y tiene cuatro hijos todos en edad escolar.
This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.