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Firangiz is 49 years old, married and has three children, a 11-year-old, a 4-year-old son and a 2-year-old daughter. Her son goes to school. Her son wants to become a firefighter.

Firangiz has been an IDP (Internally Displaced Person) from Fuzuli city. Now she lives in the Fuzuli region, which is close to the occupied border. This is Firangiz's second loan from Kiva. She is very thankful to Komak and Kiva for her first loan. She started her business 9 years ago as a clothes-selling business. Now she needs a 2,000 AZN (Azerbaijan New Manat) loan to buy clothes for women and resell them in her shop.

Firangiz wants to use the money from her new business to help her family. In the future, she wants to have her own store, not rent a store as she does now. This will be more profitable for her business. Firangiz is thankful to Komak and Kiva for supporting her again.

Additional Information

More information about this loan

This loan supports Komak clients who are designated as Internally Displaced Persons (IDPs) in Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border. Azerbaijan is home to over 600,000 IDPs, who face limited access to employment adequate housing, water and electricity. Many of these people have also failed to qualify for loans through formal channels due to low income and lack of collateral. Komak has been working to support IDPs since 1999. By funding this loan, you are creating opportunities in extremely underserved communities.

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.

About Azerbaijan

  • $10,800
    Average annual income
  • 24
    View loans »
    Azerbaijan Loans Fundraising
  • $14,897,700
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,550 helped Firangiz to buy clothes for women for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 27, 2013
Apr 10, 2013
Currency Exchange Loss:
Apr 16, 2014