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Ms. Naseem is a 35-year-old married woman; her husband has been doing a business of wristwatch sales for many years. The man shown in the photo is Naseem’s husband; he offers various types of watches in different designs and colors and earns a sufficient amount of income to contribute to the family income.

In order to purchase more variety of watches in different sizes and designs, considering the choice of his customers, Naseem contacted Kashf Foundation and applied for a loan of Rs. 20,000. It will help him to grow his sales which ultimately helps in generating more cash. Naseem is in her 2nd loan cycle with a good repayment history and hopes to have a good experience with the new loan.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 216
    View loans »
    Pakistan Loans Fundraising
  • $17,686,425
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Naseem to purchase more variety of watches in different sizes and designs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 29, 2013
Apr 23, 2013
Currency Exchange Loss:
Apr 16, 2014