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Ms. Imtyaz is a 23-year-old married woman. Her husband does labor for daily wages but his income is not sufficient to bear the family's everyday expenditures alone. In this tough time, Imtyaz decided to help her husband to meet financial expenditures so she initiated a business of milk sales. She feels proud that she is helping her husband to meet their basic needs.

By this time she has attained a regular list of customers. In order to grow her sales, she needs to purchase another buffalo. For this reason she contacted Kashf Foundation and applied for a loan of Rs. 30,000. She is in her 5th loan cycle with a good repayment history. Imtyaz dreams of expanding her business in the near future.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 224
    View loans »
    Pakistan Loans Fundraising
  • $17,650,250
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Imtyaz to purchase another buffalo.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 12, 2013
Apr 23, 2013
Currency Exchange Loss:
Apr 16, 2014