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Alena is a farmer. She has been growing tomatoes, corn, beets, apples, watermelons, potatoes and strawberries since 2002. Her husband and 19-year-old daughter help her manage the business. She initially started cultivating tomatoes and cabbage in open ground.

Alena and her husband have decided to purchase some plastic sheeting to protect their tomatoes and beets from the cold and wind, as well as a drip tape for irrigation.

Alena's plans for the future: to sow new varieties of strawberries, and to start cultivating grapes.

Her personal plans: to provide her daughter with an education.

Alena needs your help to finance the purchase of plastic sheeting and irrigation tape.
View original language description ↓
Алена - фермер. С 2002 года занимается выращиванием помидор, кукурузы, свеклы, яблок, арбузов, картошки и клубники.
Справляться по хозяйству ей помогает муж и 19-ти летняя дочь.
Развитие деятельности начиналось с выращивания помидор и капусты в открытом грунте.
Алена с мужем решила приобрести пленку для защиты от холода и ветра помидор и свеклы, и капельную ленту для полива.
В планах на БУДУЩЕЕ: посадить новые сорта клубники, а также заняться выращиванием винограда.
В личных планах: обеспечить образование дочери.
Нуждается в вашей помощи для финансирования пленки и капельной ленты.

Additional Information

About Agro Capital Management

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

ACM uses a financing model that is relatively unique. Typically, a microfinance institution will lend money to farmers, who then purchase products they need to have a successful harvest and pay back the loan. In ACM's model, the organization purchases the agricultural goods before reselling them to small farmers on an affordable payment plan. This allows farmers to begin using the goods they buy without having to pay in full upfront.

As part of ACM's offering, clients receive training to improve crop yields. In order to cover its costs, the organization charges a small service fee. The amount of each Kiva loan includes both the cost of agricultural supplies and the service fee. As with all Kiva loans, repayments will be returned to lenders on the schedule outlined.

About Ukraine

  • $8,200
    Average annual income
  • 11
    View loans »
    Ukraine Loans Fundraising
  • $6,534,900
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Alena to purchase farming equipment.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 14, 2013
Apr 9, 2013
Currency Exchange Loss:
Sep 3, 2014