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Eshe was recently approved for an Integrated Loan of 250,000 Albanian Lek (ALL) and is all happy. She wants to buy a dairy cow and some food for animals with this loan.

Eshe lives with her children who are 26, 20 and 23 years old, in a village near a main city in central Albania. She said her husband passed away long ago when her “children were still young and needed attention. "After him passing away, I had to put my act together and work harder to secure our living, and it hasn't been easy since then. My children go to universities and they can’t help me with the agricultural/livestock activity I have been running. And in addition, I have to pay their tuition fees. I have been physically tired and stressed out as well for some time now, but knowing that they will soon finish their schools, it makes me feel relieved,” she continued.

Additional Information

More information about this loan

This loan is part of VisionFund Albania's value chain project designed to address the needs of extremely poor clients. The project has selected 90 clients from Area Development Projects and local economic empowerment projects run by WorldVision Albania (WVA) to serve the very poor. It will focus on livestock and agriculture financing, technical assistance, entrepreneurial skills training and expanding market access for clients' products. Importantly, interest rate payments will be covered by WVA. By supporting this loan, you are providing opportunity to some of the poorest people in rural Albania who have little to no access to credit, even through basic microfinance institutions.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 11
    View loans »
    Albania Loans Fundraising
  • $3,244,625
    Funds lent in using Kiva
  • 107.5
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,350 helped Eshe to purchase a dairy cow and food for her animals.
100% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Apr 2, 2013
May 1, 2013
Currency Exchange Loss:
Oct 17, 2014