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K. Paul's Group
In this Group: Paul, Eric, Gladys, Victoria, Mary, Paulina
This group consists of six members: Paul, Eric, Gladys, Victoria, Mary and Paulina. They sell electrical appliances, shoes, second-hand clothes, slippers, chop bar and slippers in the community respectively. They reside in the Dansoman community. They have been together since 2011 and are still doing very well.

Paul is 29 years old. He is married to Mary, a 26-year-old trader. They have two children. He has been with ID Ghana for the past two years and is doing very well. He has been in this business activity for 10 years now. He sells from Mondays to Saturdays.

This is his fourth loan and he needs an amount of GHS 1,500 to buy more electrical appliances to sell to his customers. He has been able, through his business, to provide himself with a quality education. He is grateful to ID Ghana.

The entire group needs a total amount of GHS 6,400 to buy more and to sell to their customers in the Dansoman community.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $12,527,300
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of K. Paul's Group's $3,300 loan helped a member to buy more electrical appliances to sell to his customers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 9, 2013
Apr 10, 2013
Currency Exchange Loss:
Nov 17, 2013