John has lived in Viwandani, an informal settlement in Nairobi, Kenya, for the past twelve years. The father of two is a shrewd businessman who is able to analyse the market conditions and viability of any products and services that he decides to offer his customers. He has built and sustained businesses such as video shows, barber shops and farming.
From his judgement, Fresh Life toilets are affordable to area residents, and the absence of a sanitation facility in the vicinity makes his choice very strategic. He will therefore be able to provide residents in his area with sanitation while making a profit.
He hopes that the Fresh Life toilets will be as successful as he has calculated and that he will expand the benefits of better sanitation to other parts of the informal settlement.
John dreams big and wants to own a company as well as be a front liner in community sanitation initiatives. As a family man, he wants to be able to sustain his family as long as he lives.
More information about this loan
Eight million people in Kenyan slums and 2.6 billion people worldwide lack access to hygienic sanitation. Sanergy aims to permanently reduce related disease in these areas by making sanitation accessible, affordable and sustainable. This social enterprise builds toilets under the “Fresh Life” brand, franchises them to local entrepreneurs, collects the waste and converts it into renewable energy and organic fertilizer.
Because Sanergy’s core business is not microfinance and its partnership with Kiva is unprecedented, these loans present some level of additional risk for lenders. Accordingly, we have not provided a risk rating for this partner.
This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.
Sanergy is a social enterprise that combines technology, entrepreneurialism and a unique business model to provide safe, accessible and affordable sanitation products and services to slum residents across Kenya. Sanergy uses the flexible, zero-interest capital provided by Kiva lenders to offer loans to its network of toilet operators. The funding covers the upfront costs of the toilet purchase, enabling operators to pay back the loan over time with the revenue generated by the toilet.