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Teresa is a 53-year-old woman, lives in the city of Nazca with her husband and 7 children, who she loves and are her principle reason in life. She is a very friendly, hard-working, and enthusiastic person, who together with her husband puts forth all of her efforts to move her family forward. Unfortunately due to lack of economic resources and due to necessity, she had to work starting at a very young age and could not study toward a professional career. In her free moments she likes to listen to music. On some occasions she cooks a delicious Lomo Saltado (Peruvian dish) to share with her family.

By her initiative, and with much tenacity and dedication, Teresa works in her small business selling groceries. She works every day for approximately 8 hours a day and believes that it is going well for her due to the variety of products and the kind manner in which she treats customers.

Teresa is very thankful to the Kiva lenders. Thanks to the help given, she will be able to purchase an increased quantity and variety of groceries, like drinks and candy. In this way, Teresa will have a better stocked business and will be able to tend to more customers. She will continue working and putting forth the effort to achieve her big dream of seeing her children in good careers.
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Teresa es una mujer de 53 años, vive en la ciudad de Nazca con su esposo y sus 7 hijos, a quienes ama y son su principal razón en la vida, ella es una persona muy amable, trabajadora y entusiasta, que junto con su esposo dedican todos sus esfuerzos por sacar adelante a su familia; lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabajar desde muy joven no pudo estudiar una carrera profesional, en sus ratos libres le gusta escuchar música y en algunas ocasiones cocina un riquísimo Lomo Saltado para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Teresa trabaja en su pequeño negocio de venta de abarrotes, ella trabaja todos los días por un aproximado de 8 horas y cree que le va bien por la variedad de productos y por el trato amable que ofrece a sus clientes.
Teresa se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de mayor cantidad y variedad de abarrotes, así como bebidas y golosinas, de esta manera Teresa tendrá su negocio mejor abastecido y podrá atender a mas clientes, así pues ella seguirá trabajando y esforzándose para lograr su gran sueño de ver a sus convertidos en buenos profesionales.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 39
    View loans »
    Peru Loans Fundraising
  • $64,459,350
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD