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Victoria Clorinda
Victoria is a 43-year old woman. She lives in the city of Camaná. She is a very friendly, hard-working and enthusiastic person who puts all her effort toward getting ahead. Unfortunately, because of her family's low income and her need to work from a very young age, Victoria wasn't able to study a profession, but she would have liked to. In her free time, she likes to watch movies and at times to prepare a delicious "chupe de camarones" (shrimp stew) to share with her family.
Of her own initiative, and with a lot of hard work and dedication, Victoria runs a small business selling fried foods. She has a small food cart where she sells hamburgers, hot dogs and fries, chicken and fries and other items. Victoria works every day for about seven hours. She believes that business is going well for her because of her food's good flavor and her friendly customer service.
Victoria is very grateful for the Kiva lenders. Thanks to the help they have provided her, she will be able to purchase the construction materials she needs to make improvements to her home. And then Victoria will have a greater sense of security and well-being. She will continue working and putting for the effort needed to achieve her greatest dream: to purchase another food cart and, little by little, expand her business.
View original language description ↓
Victoria es una mujer de 43 años, vive en la ciudad de Camaná, ella es una persona muy amable, trabajadora y entusiasta, que dedica todos sus esfuerzos por salir adelante; lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabajar desde muy joven, Victoria no pudo estudiar una carrera profesional, pero le hubiera gustado poder hacerlo, en sus ratos libres le gusta ver películas y en algunas ocasiones cocina un riquísimo Chupe de Camarones para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Victoria trabaja en su pequeño negocio de venta de frituras, ella cuenta con un pequeño carrito sanguchero, donde vende hamburguesas, salchipapas, salchipollos y otros, Victoria trabaja todos los días por un aproximado de 7 horas y cree que le va bien por su buena sazón y por el trato amable que brinda a sus clientes.
Victoria se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de materiales de construcción para el mejoramiento de su vivienda, de esta manera Victoria podrá contar con mayor seguridad y bienestar, así pues ella seguirá trabajando y esforzándose para lograr su gran sueño de comprar otro carrito sanguchero y así desea poco a poco ampliar su negocio.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 82
    View loans »
    Peru Loans Fundraising
  • $63,797,675
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Victoria Clorinda to make improvements to her home.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 18, 2013
Apr 8, 2013
Currency Exchange Loss:
Oct 17, 2013