Gemma is 44 years old, married, and has five children. She earns a living by fishing in the Philippines. She has been in the fishing business for 10 years, and she earns additional income from fish vending.
She is borrowing PHP 30,000 through NWTF. She will use the loan to purchase fishing nets and other fishing materials, for her business.
She is working tirelessly toward the attainment of her dream: to save enough money so she could afford to send her children to school.
About Negros Women for Tomorrow Foundation
Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.