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Reyna Isabel

Update on Reyna Isabel

Reyna is married and has a son, 16, who attends school. She has been able to cover the school and household expenses thanks to her small grocery store where she works all day and part of the evening.

This loan she's requesting is to invest in more products for the business, such as dry grains, soda, a variety of meats, and dairy products so she always has fresh products to sell to her customers. This way she'll continue helping her son with his academic development.

She always has the help of her husband, who works as a bricklayer.
View original language description ↓
Doña Reyna, es casada tiene un hijo varón de 16 años de edad, que va a la escuela, ella ha podido con los gastos del colegio y del hogar gracias a su pequeña pulpería a la que le dedica todo el día y parte de la noche, este crédito que solicita es para invertir con mas productos al negocio como granos básicos, gaseosas, carnes variadas, lácteos, para tener siempre productos que ofrecerle a la clientela, así seguir ayudando más a su hijo para su desarrollo escolar, siempre contando con la ayuda de su esposo quien trabaja como albañil.

Previous Loan Details

Reyna is a small merchant with her own business that she started eight years ago. She initially began with little merchandise and money that came from her previous job as a tailor, as well as savings that her husband gave her. Now, with AFODENIC, her sales levels increased upon offering more... More from Reyna Isabel's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,767,775
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Reyna Isabel to buy dry grains, soda, meat, and dairy products.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 27, 2013
Apr 8, 2013
Currency Exchange Loss:
Feb 17, 2014