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Ernesto Isabel

Update on Ernesto Isabel

Ernesto lives in his own home with his family. He is responsible and hard-working, and has made a living producing metalwork (making metal structures such as doors, window balconies, gates and roofs) for many years. He is requesting the loan to buy more materials, as he has a lot of demand due to his high quality work. With his earnings, he has managed to support his family and pay their bills.
View original language description ↓
Don Ernesto vive en casa propia con su grupo familiar, es responsable y trabajador, se dedica a la mecanica de obra de banco( elaboracion de estructuras metalicas: puertas, balcones, portones, techos) desde hace varios años, solicita el credito para comprar mas materiales ya que tiene mucha demanda porque hace un buen trabajo y con las ganancias que obtiene ha logrado sacar adelante a su familia y solventar los gastos que se le presentan.

Previous Loan Details

Ernesto Isabel, 43, lives with his life partner and child in his own house. He has a metal shop where he makes bases for mosquito netting, window balconies, doors, and other metal structures. He has done this work for several years, which has given him valuable experience that allows him to get... More from Ernesto Isabel's previous loan »

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 497
    View loans »
    El Salvador Loans Fundraising
  • $31,356,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ernesto Isabel to buy materials.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 8, 2013
Apr 8, 2013
Currency Exchange Loss:
Apr 16, 2014
This photo was used before for a previous loan for Ernesto Isabel. It was first posted on Kiva on Dec, 2012. Learn More