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Las Minas Group
In this Group: Noemi , Santos , Santos Albina , Juana , Miriam Alicia , Herlinda , Cristina , Lucia , Maria Elena
Señora Noemi is married, is 24 years old, left high school after passing her sixth year, and has one child. She works serving customers in her store. She set up this business with a small store and now has five years of experience. She is supported by her husband, who makes a living farming.

Noemi is organizing a group and requesting a loan to buy merchandize for her store, such as sugar, oil, rice, beans, soap, detergents, eggs, sausages, and others. In the near future, she wants her store to prosper and grow into a grocery store. She can only do this with your help. The other members of the group make a living producing handicrafts, in business, and farming.
View original language description ↓
La señora Noemi esta casada, cuenta con 24 lindos años de edad, curso los 6 años de educacion secundaria, tiene 1 hijo; ella se dedica al a atender su tienda de artículos de consumo diario, inició este negocio con una tiendita y6 hasta el momento lleva ya 5 años de experiencia. Cuenta con el apoyo de su esposo quien se dedica a la agricultura.

Organiza un grupo y solicita un préstamo que le servirá para la compra de mercaderia para su tienda tales como: azucar, aceite, arro, frijo, jabones, detergentes, huevos, embutidos, entre otros. En el futuro proximo quiere que su tienda prospere hasta tener una abarrotería y eso lo lograria solo con su ayuda; las demás integrantes del grupo se dedican a artesanía, comercio y agricultura.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 107
    View loans »
    Guatemala Loans Fundraising
  • $11,638,450
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Minas Group's $2,500 loan helped a member to buy daily consumer goods.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 11, 2013
Apr 8, 2013
Currency Exchange Loss:
Apr 16, 2014