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Walter Giovany
Due to family concerns and through much effort, Walter was able to receive both an elementary and high school education, receiving his diploma in 2012 from the high school he attended the last year.

Basically, he has always lived with his entire family: his parents, his minor sister and a niece. They rent their home and use most of their income to pay for rent and food, and to cover university costs. They can pay for their basic needs, but the Kiva loan will be very helpful in reducing their costs and help cover the high cost of household expenses.

Walter had a year to decide on what field of study he wanted to pursue based on his preferences and passions, rather than going in to just any field. Some time ago he decided that Hospitality and Tourism were what really interested him because of the wide variety of projects he can do when he becomes a professional in the field he is learning. He knows he can put into practice all he has learned; and that through much effort and dedication he will be able to get ahead and meet his goals.
View original language description ↓
Su nombre es Walter cuestiones familiares hizo su primaria y bachillerato en el colegio con grandes esfuerzos que se hicieron para estudiar se pudo graduar en el año 2012 en un instituto donde realizo su último año.
Básicamente ahora y siempre ha vivido con toda su familia junta con padres y una hermana menor de 17 años y con una sobrina que el tiene, viven en arriendo y pues todos los gastos que tienen ellos básicamente son para alimentación pagar arriendo y ahora pagar la mensualidad de estudio para la carrera y tienen lo básico para vivir y con el aporte que les dará kiva será de gran ayuda para bajar un poco los costos que tienen ellos y eso ayudara para otras cosas necesarias que le piden en campo alto y gastos de la casa.
Tuvo un año donde tuvo que pensar firmemente que era lo que de verdad quería estudiar y dedicarse por completo a ello y tener la certeza de que le gusta y que lo va a hacer pro amor, gusto y no por fuerza mayor.
Hace un tiempo decidió estudiar hotelería y turismo que es lo que de verdad le llama bastante la atención por la variedad de cosas que como profesional puede llegar a realizar cuando este ya poniendo en práctica todo lo que se ha aprendido, y se tenga la práctica
Sabe que puede poner en práctica todo lo aprendido y que con mucho esfuerzo y dedicación puede salir adelante que puede alcanzar sus sueños.

Additional Information

More information about this loan

This loan will help a CampoAlto student pay a semester's tuition. With seven branches throughout Bogota, Colombia, CampoAlto tailors educational programs for socially marginalized students. Each of these courses lasts three semesters on average and includes specialized training and internship placement to help students secure jobs after graduation.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About CampoAlto

CampoAlto is a for-profit education institute that offers a variety of classes to students from socially or economically marginalized groups, including women, ethnic minorities, displaced populations, disabled individuals, and those living below the poverty line. Kiva funding is being used to pay tuition for students who couldn’t otherwise afford to attend classes.

Because CampoAlto’s core business is not purely microfinance, there is some level of additional risk for lenders. For this reason, Kiva has not assigned the institute a risk rating.

About Colombia

  • $11,100
    Average annual income
  • 286
    View loans »
    Colombia Loans Fundraising
  • $16,895,775
    Funds lent in using Kiva
  • 1,829.9
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Walter Giovany to finish his studies in Hospitality and Tourism.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Mar 6, 2013
Apr 8, 2013
Currency Exchange Loss:
Aug 23, 2013