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Japhet lives in Chogoria, in the Meru region of Eastern Kenya. He is 44 years of age and married with three children, two of whom are in school. He has been a mixed farmer for over twenty years, growing horticultural crops.

Japhet has requested a loan from Juhudi Kilimo of KES 40,000 for the purchase of poultry. He wants to have over five thousand poultry birds, both layers and broilers. This will help improve the family's living standards by providing better education for his children.

The major challenges Japhet faces are animal diseases and insufficient funds. He said that he likes Juhudi Kilimo for their quick processing of loans.

Additional Information

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 412
    View loans »
    Kenya Loans Fundraising
  • $50,225,025
    Funds lent in using Kiva
  • 84.9
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Japhet to buy poultry birds.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Mar 22, 2013
Apr 12, 2013
Currency Exchange Loss:
Oct 17, 2014