Hellen is 33 years old, single, and has two children who attend school. She has been an active farmer for over 15 years and grows cash crops.
Hellen is requesting a loan from Juhudi Kilimo for 60,000 KES, which she will use to purchase 200 dairy goats. This project will help her to educate her children. Her challenge is lack of capital.
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.