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Jeanne Pulcherie
Pulcherie is a 48-year old woman, who is mother to eight children ranging from 12 to 25 years old. She is a trader and has for the past few months been selling on a retail basis various types of fresh food (tomatoes, onions, refined oil) depending on the season, in a local market. She knows her suppliers well and, more significantly, her customer base, which she has built up over time due to her experience in this field. However, she finds that she is constantly out of stock because she is obliged to totally run it down before getting new stock owing to her small amount of capital. She would like to increase her stock of goods by buying wholesale and thus be able to satisfy the constant customer demand and avoid running out of stock. She will save her profits not only to expand her business but also to provide for her family's needs.
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Pulcherie st une femme de 48 ans, mariée mère de 8 enfants dont l'age varie entre 12 et 25 ans. Elle est commerçante et fait la vente en détail des vivres frais (tomate, oignons, huile raffinée...) en fonction des saisons dans un marché de la place quelques mois. elle a une bonne connaissance des fournisseurs, et surtout de sa clientèle qu'elle a acquise au fil du temps grâce à son expérience dans ce domaine. Mais elle se retrouve constamment en rupture de stock parce qu'elle est obligée de faire écouler tous le stock pour pouvoir s'en procurer à nouveau ceci à cause de la petitesse de son capital. Elle souhaitera augmenter son stock de marchandises en achetant en gros pour pouvoir mieux satisfaire la demande constante de sa clientèle et d'éviter les ruptures de stocks. Elle économisera son bénéfice pour non seulement agrandir son activité mais aussi subvenir aux besoins de sa famille.

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.

About Cameroon

  • $2,400
    Average annual income
  • 3
    View loans »
    Cameroon Loans Fundraising
  • $1,299,975
    Funds lent in using Kiva
  • 507.6
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Jeanne Pulcherie to increase her stock of goods.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 21, 2013
Apr 7, 2013
Currency Exchange Loss:
Sep 4, 2014