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Phat, 66 years old, is married to a local farmer and blessed with two children. Neither of her daughters is under her support. They are currently working to pay for their own and financially support the family as well. They are residing in the Bak Thmenh village of Kompong Speu province.

Phat, together with her husband, has been cultivating rice on their own farmland in the village for almost 40 years. Despite her hardships, Phat aims to make a consistent income and earn a comfortable lifestyle to provide for her family.

She wants a loan amounting to USD 1,000 to build a strong ladder up to her house and also extend her house to make it bigger. This will make their lives more comfortable.

Phat is hoping that her requested loan will be granted so that she can improve her living standard.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 209
    View loans »
    Cambodia Loans Fundraising
  • $40,040,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Phat to build a strong ladder up to her house and extend the house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 22, 2013
Apr 7, 2013
Currency Exchange Loss:
Oct 17, 2014