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Kalije is a villager who has been involved in the agricultural/livestock business activity for the past fifteen years. She never applied for a loan before because she simply could not; but now she has been given the opportunity from the integrated project in her region and she is on cloud nine.

Kalije wants to buy dairy cows and fodder with the loan of 250,000 Albanian Lek that she has been approved for and hopes that Kiva lenders will lend to her. “I am responsible and I will pay the money back,” she said smiling. Kalije is in her late fifties, married, has two children and they live in the area where we are operating our Integrated Projects in the Central Albania.

Additional Information

More information about this loan

This loan is part of VisionFund Albania's value chain project designed to address the needs of extremely poor clients. The project has selected 90 clients from Area Development Projects and local economic empowerment projects run by WorldVision Albania (WVA) to serve the very poor. It will focus on livestock and agriculture financing, technical assistance, entrepreneurial skills training and expanding market access for clients' products. Importantly, interest rate payments will be covered by WVA. By supporting this loan, you are providing opportunity to some of the poorest people in rural Albania who have little to no access to credit, even through basic microfinance institutions.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 14
    View loans »
    Albania Loans Fundraising
  • $3,256,100
    Funds lent in using Kiva
  • 108.8
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,300 helped Kalije to buy dairy cows and fodder.
100% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Apr 2, 2013
Apr 7, 2013
Currency Exchange Loss:
Nov 17, 2015