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Cristina is 48 years old and widowed. She has two children, both of whom are in school. Cristina works very hard to provide for them. She runs a general store in the Philippines. She has been in this business for two years and sells a variety of items, such as soap, sugar and other groceries.

She has requested a PHP 10,000 loan through NWTF. She will use the loan to purchase more groceries to sell at her store.

Cristina would like to save money, for future expansion of her business.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 454
    View loans »
    Philippines Loans Fundraising
  • $69,787,225
    Funds lent in using Kiva
  • 41.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Cristina to purchase more groceries to sell at her general store.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Apr 3, 2013
Apr 7, 2013
Currency Exchange Loss:
Oct 17, 2013