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Blanca Nubia

Update on Blanca Nubia

Blanca, being a single mother, has brought up her children. Today, one is older and independent and the younger one is 17 years old and studying. All has been possible thanks to her business selling custom food to businesses for the last six years. Now she is requesting this loan to repair the internal walls and the roof of her house, buying sheets of zinc, framing, cement, sand, blocks, iron to live in better conditions with her family.
View original language description ↓
La señora Blanca, siendo madre soltera ha sacado adelante a sus hijos hoy en día uno es mayor de edad e independiente y la menor de 17 años está estudiando, todo ha sido posible gracias a su negocio de venta de comida por encargo a las empresas desde hace 6 años, ahora ella solicita este crédito para reparar las paredes internas y el techo de su vivienda, comprando laminas de zinc, perlines, cemento, arena, bloques, hierro, para vivir en mejores condiciones con su familia.

Previous Loan Details

Blanca is 55 years old and a single mother with two children. Her oldest son works with her in her food-selling business, which she started by selling tortillas, but which she has changed to realize greater sales and profits. Her goal is to improve her house, where, due to her economic situation... More from Blanca Nubia's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 46
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Blanca Nubia to buy sheets of zinc,framing, cement, sand, blocks, and iron.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 27, 2013
Apr 8, 2013
Currency Exchange Loss:
Mar 17, 2014