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Juliana Virginia
Sra. Juliana is 45 years old and lives in La Libertad. She decided to engage this type of work because her husband is very knowledgeable about woodworking. This would be a good opportunity for them to work together and earn money.

With the help of her husband, Juliana makes and sells furniture every day (both of them appear in the photo). The only difficulty she faces in her business is dealing with sickness on an occasional basis, which prevents her from doing her normal work. Juliana is married. Her husband is a furniture maker and a chauffeur. They have five children who are married and have their own families.

Juliana will use this loan to buy wood for making furniture. She wants to have capital for expanding her business and covering the cost of making her products. Juliana wants to improve her family’s life and their finances.

View original language description ↓
La Señora Juliana vive en La Libertad, ella tiene 45 años de edad. Ella decidió dedicarse a esta labor parque su esposo sabe realizar muchas cosas en madera y fue una buena oportunidad para trabajar juntos y conseguir dinero.

Ella trabaja en la elaboración y venta de muebles todos los días, con la ayuda de su esposo (en la foto aparecen los dos). La única dificultad que a ella se le presenta en su negocio es la enfermedad que aveces le impide realizar su trabajo con normalidad. La clienta está casada, su conyugue es ebanista y chofer.Tiene 5 hijos ya casados, cada quien tiene su respectiva familia.

Ella usara el préstamo para comprar madera para la elaboración de muebles. Ella desea tener el capital para agrandar su negocio para de esta manera cubrir con la elaboración de sus obras, ella desea mejorar su vida económica y familiar.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 30
    View loans »
    Ecuador Loans Fundraising
  • $26,532,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Juliana Virginia to buy wood for making furniture.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 8, 2013
Apr 9, 2013
Currency Exchange Loss:
May 6, 2014