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Martha Elena
Martha Elena is in her first loan cycle with Ceprodel. She has been an elementary teacher in a public school for 29 years. She will use this loan to improve the drinking water system in her house by buying PVC pipes, toilets, and wash stands. She is grateful for the support offered to her through the loan program.
View original language description ↓
La Señora Martha Elena es su primer crédito con ceprodel trabaja como maestra de primaria en una escuela pública desde hace 29 años.

Este crédito lo utilizara para mejorar el sistema domiciliar de conducción de agua potable con compra de tubos de PVC, inodoros y lavamanos se siente agradecida por la ayuda que se le está brindando por medio de estos préstamos.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 41
    View loans »
    Nicaragua Loans Fundraising
  • $26,418,100
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Martha Elena to buy pipes for drinking water.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Mar 19, 2013
Apr 7, 2013
Currency Exchange Loss:
Jul 18, 2014