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María Eugenia
For 16 years, María Eugenia has had a business selling water, sodas, and cosmetics at a market in Leon. She works to support her family and has two dependent children. She leaves home Monday through Saturday at 5:30 am to open her business at 6:00 am. Later she leaves to sell her merchandise on buses that travel to other departments in the area. She finishes working at 6:00 pm.

She will use this loan from CEPRODEL to buy water, sodas, and cosmetics to take advantage of the summer season. The loan will allow her to increase profits so that she and her beautiful children can enjoy a better life.
View original language description ↓
La Señora María Eugenia, posee un negocio de venta de agua, gaseosas, y cosméticos ubicado en uno de los mercado de la ciudad de León, desde hace dieciséis años, ella realiza esta labor para llevar el sustento a su familia, es madre de dos hijos que están a su cargo, Sale de su casa de habitación a las 5:30 am abre su negocio a las 6:00 am posteriormente se desplaza a vender en los buses que viajan a diferentes departamento y finaliza sus labores a las 6:00 pm este trabajo lo realiza de lunes a sábado en este mismo horario.

El crédito que está solicitando a CEPRODEL lo utilizara para compra de gaseosas y cosméticos y así aprovechar la temporada de verano.

Esto le permitirá obtener más ganancia para un mejor nivel de vida de ella y su dos lindo hijos.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 46
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped María Eugenia to buy water, sodas, and cosmetics.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 23, 2013
Apr 7, 2013
Currency Exchange Loss:
Mar 17, 2014