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Guillermina Mercedes
Guillermina Mercedes is a single mother of four children. She has a small business selling food in one of the markets in the department of León. She has been supporting her family with this business for twenty-one years. She started her business with $500 that she had saved previously by selling fruits on foot in the city streets. Guillermina Mercedes came to the Ceprodel office to request a loan to purchase wholesale products that she will use to prepare different types of dishes and thereby, offer her customers a greater variety. She does this work to increase her income and this has helped her improve her quality of life and get her children ahead by providing them with a proper education.
View original language description ↓
La Señora Guillermina Mercedes es madre soltera de 4 hijos, posee un pequeño negocio de venta de comida ubicado en unos de los mercados del departamento de León desde hace 21 años siendo este negocio el sustento de su familia, el cual lo inicia con un capital de C$500 de ahorro anteriormente vendía frutas ambulante en las calles de la ciudad.

La señora Guillermina Mercedes se presentó a las oficinas de Ceprodel a solicitar un crédito para realizar compras de productos al por mayor el cual ocupa para la elaboración de los distintos tipos de platillos y brindarle una gran variedad a su clientela.

Este trabajo lo realiza para aumentar sus ingresos de la cual le ha ayudado a mejorar la calidad de vida de ella y sacar adelante a sus hijos brindándole una educación adecuada.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 45
    View loans »
    Nicaragua Loans Fundraising
  • $26,238,100
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Guillermina Mercedes to purchase firewood, oil, rice, chicken, soda, disposable plates, plastic bags, etc.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Mar 16, 2013
Apr 7, 2013
Currency Exchange Loss:
Nov 17, 2013