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Las Esmeraldas De Argueta Group
In this Group: Victoria Angelica Concepcion , Juana Antonia , Angela Obispo , Juliana Mercedes , Carlota Isabel
Victoria Angelica Concepcion is married. She is 38 years old, with 3 years of education, and she has 5 children and 4 of them attend school. She works tending her general store. She began this business with little capital and has 12 years experience. She has the help of her husband who works in commerce.

A group was organized to apply for a loan and she will use it as working capital in order to buy more merchandise to supply her store. She hopes that in the near future her business will be prosperous. The other members of the group work in commerce and handicrafts.

In the photograph there are 7 loan partners, but 2 of them are not members of this group.
View original language description ↓
La señora Victoria Angelica Concepcion es de estado civil casada, cuenta con 38 años de edad, tuvo la oportunidad de estudiar 3 años, tiene 5 hijos y de ellos 4 van a la escuela; ella se dedica a atender su tienda de productos de consumo diario, inició este negocio con poco capital y hasta la fecha lleva 12 años de experiencia. Cuenta con el apoyo de su esposo quien se dedica al comercio.

Organiza un grupo para poder solicitar un préstamo que lo va utilizar para ampliar su capital comprando más producto para surtir su tienda, en el futuro proximo quiere que su negocio este prospero; las demás integrantes del grupo se dedican al comercio y artesanía.

en la fotografía aparecen 7 integrantes, pero, 2 de ellas no clasificaron.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 58
    View loans »
    Guatemala Loans Fundraising
  • $12,538,350
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Esmeraldas De Argueta Group's $1,350 loan helped a member to buy household items in order to supply her store.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Mar 21, 2013
Apr 7, 2013
Currency Exchange Loss:
Jan 18, 2014