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Update on Emmanuel

Emmanuel lives in the Malindi area of Coast Province, Kenya. He is a single businessman. He owns a transport business that has been operating for three years. Even then, he would like to increase his channels of income by setting up a retail shop.

He learned about Milango through friends who invited him to the group and he joined with the aim of accessing credit to improve his business operations. The main challenge he is facing is limited capital.

Emmanuel is applying for a loan of 62,700 Kenyan shillings to buy retail stock of rice, sugar, flour, cooking oil, etc. His future plans are to buy a three-wheeler.

Previous Loan Details

Emmanuel is a resident of Malindi, Kenya. He is single and has been in the transportation business for the last two years. Emmanuel had a friend who hired him a motorcycle. From this, he was able to raise funds to purchase a motorcycle, which brings him funds on a daily basis. Emmanuel learned... More from Emmanuel's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 408
    View loans »
    Kenya Loans Fundraising
  • $50,344,275
    Funds lent in using Kiva
  • 84.8
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Emmanuel to buy retail stock of rice, sugar, flour, and cooking oil.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 27, 2013
Apr 7, 2013
Currency Exchange Loss:
Aug 6, 2014
This photo was used before for a previous loan for Emmanuel. It was first posted on Kiva on Mar, 2012. Learn More