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Darwin José
Darwin José lives in Managua. He is married with two small children. For the last two years he has worked as a cleaner.

This hard-working young man is responsible both at work and at home with his family. Darwin is seeking a Kiva loan to buy a plot of land. He has already saved part of the money.

He is applying for this loan because he currently lives in his father's house. Once he purchases the land, he will be able to build his own house and make his family more comfortable.
View original language description ↓
El señor Darwin José vive en la cuidad de Managua, casado con dos pequeños hijos tiene un trabajo desde hace 2 años desempeñando el cargo de operador de limpieza.

Joven trabajador responsable en su trabajo y con su familia. Darwin está solicitando a kiva un crédito para la compra de un terreno ya él cuenta con una parte de dinero que ha venido ahorrando.

Hace dicha solicitud ya que vive en la casa de su padre y con la compra del terreno va a poder construir su casa para darles mayor comodidad a su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 41
    View loans »
    Nicaragua Loans Fundraising
  • $26,418,100
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Darwin José to buy a plot of land.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 21, 2013
Apr 7, 2013
Currency Exchange Loss:
Mar 18, 2014