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This man, age 51, lives in Orquídeas (Guayaquil). He has always been a bricklayer. However, upon contracting the illness, which is PVVS (patient living with HIV/AIDS), he fell into a depression.

However, after that he thought about having only one life. He started to build his house, and he started to grow in his profession as a bricklayer in order to enjoy life.

He does his bricklaying work alone. He works when his services are sought out, and that is how he manages to support himself.

Age makes his work difficult as well as the large amount of competition there is now.

He is not married, and he has no children.

He will use the loan to buy materials for his work like trowels and hammers, etc.

His dream is that no one turns their back on him because of his illness.
View original language description ↓
El Señor vive en Orquídeas (Guayaquil), el tiene 51 años edad. El siempre ha sido albañil pero al enterarse de la enfermedad que es pvvs (paciente viviendo con vih sida) cayó en una depresión, pero después pensó que la vida es una sola, y empezó a hacer su casa, y empezó a crecer con su profesión de albañil para disfrutar de la vida.

El realiza su trabajo de albañil solo, el realiza trabajo cuando lo buscan sus servicios, así logra mantenerse.
A él le dificulta su trabajo en la edad, y en la mucha competencia que hay en la actualidad. El no está casado, no tiene hijos.

El usara el préstamo para comprar materiales para su trabajo como: palos, martillo, etc. Sus sueños son que nadie le dé la espalda por su enfermedad.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 42
    View loans »
    Ecuador Loans Fundraising
  • $26,538,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped this borrower to buy materials for his work like trowels and hammers, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 5, 2013
Apr 9, 2013
Currency Exchange Loss:
May 6, 2014